
Get pre-settlement funding for all your financial needs.
Pre-settlement funding companies like Baker Street Funding help victims involved in pending personal injury lawsuits obtain the necessary funds they need fast through pre-settlement funding. A lawsuit loan (aka pre-settlement funding) is a risk-free settlement cash advance. This type of financing is also known as non-recourse ‘lawsuit loans,’ ‘settlement loans,’ ‘lawsuit funding,’ and ‘pre-settlement funding; and they, in fact, are not loans. This means that if you don’t settle your pending claim or win your case, you owe us absolutely nothing. Pre-settlement lawsuit loans help plaintiffs attain the financial help they need while the case is being litigated or settled in court.
Pre-settlement funding companies like Baker Street Funding help victims involved in pending personal injury lawsuits obtain the necessary funds they need fast through pre-settlement funding. A lawsuit loan (aka pre-settlement funding) is a risk-free settlement cash advance. This type of financing is also known as non-recourse ‘lawsuit loans,’ ‘settlement loans,’ ‘lawsuit funding,’ and ‘pre-settlement funding; and they, in fact, are not loans. This means that if you don’t settle your pending claim or win your case, you owe us absolutely nothing. Pre-settlement lawsuit loans help plaintiffs attain the financial help they need while the case is being litigated or settled in court.
The lawsuit funding process—so easy.
The pre-settlement funding process is simple, convenient, and fast to get you the money you need as quickly as possible—and with lower rates. It takes minutes to apply.

Apply

We evaluate

You get approved

You get your settlement cash advance
You get much more than just a lawsuit loan with us.
From offering higher amounts to better lawsuit loan services, Baker Street Funding is the right choice. Yearly, we fund thousands of claims and can help you get the best deal possible, or we will refer your case to someone else, period. Get a quick approval, a helpful service, and take care of your financing needs by tomorrow. See how we are different:

Price Match
We will match any current legal funding agreement or give you a better rate.

Flexible contracts
Get flexible lawsuit funding contracts and in the comfort of your own home.

Quick Approvals
Get your lawsuit cash delivered to you in as little as 2 hours from approval.

Price match

Flexible contracts

Quick approvals
Lawsuit loans with low interest rates—easier than ever.
High rates are annoying, and people hate them. That's why we provide simple interest, low-rate lawsuit loans. That means there are absolutely no pre-payment penalties, no shady hidden fees, plus you get much lower rates than other pre-settlement funding companies. Some of our clients have seen savings as high as 22% a year by working with Baker Street Funding. Get a capped interest rate on your non-recourse lawsuit settlement cash advance ending in the third year. Want an even lower interest rate? Have your attorney refer the case to us. Remember, if someone else offers you a funding contract, we will match or beat theirs. We could help you save thousands of dollars through non-compounding rates.
- Risk free
- Fast approvals
- Low rates
- 24 hour funding
Settlement loans: see the advantages.
A settlement loan could be very appealing to plaintiffs who have trouble getting the financial resource for the purpose of paying the necessary expenses or settling a case for a high-valued settlement while the claim is still pending in court. Lawsuit settlement loans have many advantages to victims in need of immediate cash. Get risk-free cash in advance of your lawsuit’s court resolution, and obtain the money you need by the next business day. See some of the benefits below:
100% risk-free
Baker Street Funding provides non-recourse pre-settlement advance loans, which means that you are exempt from paying back the cash advance if you don't settle your case.
No credit check
Plaintiffs seeking funding from their case do not need to have good credit in order to qualify. Baker Street Funding is not concerned about your credit history.
Simplify your finances
Simplify your finances with a single, no-risk approach. Obtaining an advance against your potential settlement could be a lifeline to victims like you.
No employment verification
Working while either injured or involved in a lawsuit can be stressful. Baker Street Funding does not consider employment status as part of our criteria.
The power of one of the top-rated lawsuit funding companies.
Pre-settlement advances from the best lawsuit loan companies in the United States helps avoid the pitfalls of settling quickly for less money by making available the cash you need now at no risk. The best pre-settlement loan companies can close a transaction for you in as little as 24 hours. Having been recognized as one of the best lawsuit funding companies in the market, Baker Street Funding was established to help you find the right settlement financing program today.
Outstanding service
Get the best financial assistance in the nation from Baker Street Funding, which treats all applications the same way, no matter the size of your case.
Here to help you
From the moment you apply, you will get live updates—all the way to the moment you receive your funds.
Convenient funding
As the best lawsuit funding company nationwide, we offer victims the most convenient funding programs in their time of need.
Get funded fast
Baker Street Funding is the type of lender that can help you become one of the thousands of Americans that got flexible lawsuit financing solutions in time.
Designing pre-settlement loans customized around you.
Many plaintiffs looking to receive funding from their pre-settlement and settled cases use Baker Street Funding due to the larger amounts we approve, and our contracts are designed for each and every need. Get much higher amounts with terms that work for you and get funded as you please. See how much you could get:
Funded
$101,000
Personal injury loan
This case is a medical negligence lawsuit. The victim passed away as a result of medical malpractice during a surgical procedure on his spine.
Funded
$80,000
Car accident loan
In this case, the plaintiff had multiple surgeries and lost the ability to move his legs after a car accident against a commercial truck.
Funded
$200,000
Settled case lawsuit loan
This is a settled lawsuit in which the victim was involved in for three years. After going to trial, he got the settlement he deserved.
Get started in minutes.
Apply for a low-interest lawsuit advance with no hidden fees and no risk through Baker Street lawsuit money lender. There is no risk to see what we can offer you.
See some of our legal funding products.
How our lawsuit loan benefits compare.
Baker Street Funding | Other lawsuit lenders | |
---|---|---|
Rate range | Flat rates starting at 28% p/year | Compounding rates at 100-200%+ p/year |
Terms | 3 year cap | No cap |
Funding time | Underwriting time 24-48 hours | Underwriting time 5-7 days |
Ethics | Returns calls fast | Returns calls days later |
Contracts | Costs are as advertised | Show another number on contract |
Baker Street Funding | Other lawsuit lenders |
---|---|
Flat rates starting at 28% p/year | Compounding rates at 100-200%+ p/year |
3 year cap | No cap |
Underwriting time 24-48 hours | Underwriting time 5-7 days |
Returns calls fast | Returns calls days later |
Costs are as advertised | Show another number on contract |
Learn more about lawsuit settlement funding.
We hope you never find yourself injured or as the victim of negligence or abuse, involved in an unresolved lawsuit, and strapped out of cash. Learn the detailed facts on how the settlement advance industry works, learn about what options to consider before applying, eligibility criteria, and more.
A settlement advance is the financial backing provided to plaintiffs with pending claims and in need of immediate cash. Settlement advances are commonly used terms to describe settlement funding. A pre-settlement cash advance is non-recourse and is not a loan because the lender does not base the advancement on credit scores, employment status, or assets. This type of financing is called non-recourse because you don’t have to pay back the funds if you don’t win your case. All funding provided is free of any risk, and the advance funds will be based only on the value the funder gives your case.
Non-recourse funding or plaintiff loans are essentially investments into a potential compensation that is not backed by assets, such as your home, bank account balances, or car title, nor recourse such as your credit score or employment status. To have a loan “backed” by an asset and recourse means that a financial institution has the right to take that asset in the event that you cannot pay the money; therefore, they are viewed as less risky by banks and have much lower rates. On the other hand, non-recourse loans are not backed by any of these recourses and tend to have higher interest rates (depending on the pre-settlement finance provider) than traditional loans. Lawsuit loan companies view your expected settlement proceeds as collateral. Like Baker Street Funding, some lawsuit lenders offer low, fair-rate, non-recourse lawsuit financing, which may be used for a variety of purposes—like paying off household debt or medical bills.
Pre-settlement advance companies generally offer two types of legal funding programs to plaintiffs involved in civil lawsuits. These services are pre and post-settlement funding.
- Pre-settlement funding: Simply put, a pre-settlement advance
- is a cash advance in the form of a check or a wire, provided to victims with unsettled lawsuits. They carry higher interest rates than post-settlement funding (settled cases) because of the extra risk involved in pre-settled cases, meaning, no-win, no-pay.
- Post-settlement funding: Post-settlement funding companies also provide financing for settled cases, but the victim has not received payment yet. While there is a lower risk for the plaintiff, this type of loan carries a high risk to the loan institution because there is still a chance that the defendant can default on the judgment and not pay.
Same-day settlement loans enable you to quickly obtain the cash you need in less than one day.
Same day funding is possible. Although we are not going to sugarcoat the words here to get plaintiffs to apply as other companies do, with specific requirements, we can provide you with lawsuit financing in less than 12 hours. Before you apply, consult with your attorney to help you with this decision. Your lawyer needs to be prepared to send the documents from the moment the funding is requested to get you funded that same day. Plaintiffs will receive a cash incentive on the same day of the application under certain conditions:
- Your attorney has to cooperate by sharing the files and speaking to underwriting the same day. If your lawyer is willing to do that, then underwriting can analyze your case in less than 6-12 hours.
- Funders can provide you much quicker financing if your lawsuit has already settled before trial or a judge has already made the final decision for your case. All that is needed is one document, the settlement agreement.
What you need to do:
To get approved for a loan against your settlement that same day, you must make sure your attorney sends the documents first thing in the morning if you plan to receive funds wired into your account that same day. Upon same-day approval, both the plaintiff and the attorney must be present when signing the contract before 3 pm (bank wire cut time). If a check is preferred, then you will receive the funds the next day. Getting funded on the day you request your loan can only be executed by sending you a bank wire you will get that same day. Same day settlement funding helps injured victims involved in significant accidents get the money they need quickly.
Pre-settlement advances offer plaintiffs the freedom to secure cash against their expected settlement or award. See what you need to do first before you apply for settlement financing:
- Traditional bank lending: Bank loans are alternatives to lawsuit loans; the problem is you can’t access them with bad credit, no job history, or a large amount of outstanding debt. You also cannot access if you had a bankruptcy recently and other hindrances.
- Leveraging assets: It would be good to know that you can also leverage an asset such as a home, an automobile.
- Borrow money: Before getting a loan from your lawsuit, try to borrow money from family members and/or friends.
If you have exhausted your financial options, your only other option might be applying for a loan against your lawsuit.
Non-recourse cash advances serve the needs of plaintiffs that are having money problems while waiting for their cases to conclude. Here are some reasons to consider a cash advance against your litigation:
- Facing eviction or foreclosure.
- Purchase or lease a vehicle to get to work.
- Keep your small business afloat.
- Need the money to finish a college degree or professional training.
- Need money for your children’s education.
- Supplement disability payments.
- Improve credit score by paying down bills.
- Resolve claims against you by collection agencies.
It’s important to thoroughly assess your entire financial picture before taking out a loan against your pending lawsuit. Once you’ve made the decision that you would like to apply, be sure to select a trustworthy funding company to work with.
Lawsuit loans can be a great tool to help you fight for the settlement you deserve, so you don’t settle for a lowball amount. Many times, when victims are in the middle of a lawsuit, they run out of financial options to support themselves so they can keep their cases moving forward. A loan from your lawsuit is a resource that could help you support yourself while the lawsuit goes to trial or a better payment is awarded. They could be useful as long as you understand the rate is fair for the risk that lawsuit loan companies take.
Acquiring the pre-settlement funds you need enables you to effectively deal with the defendant’s delays, allowing you to wait for fair compensation so your attorney can negotiate a better offer. This type of financing is extremely popular with personal injury victims who find themselves injured while their case is being litigated and can be beneficial in personal injury cases where severely hurt victims cannot work during the court process. For example, a medical malpractice victim who finds himself hurt and out of work will seek financial relief due to the sustained injuries that have caused him or her an economic fall.
Lawsuit loan companies use certain prerequisites before approving a loan. Please be advised that, depending on your case, more or less may be needed to qualify. The requirements consist of:
- An attorney’s representation.
- The case must be solid and have a high probability of winning it.
- For settled lawsuits, a minimum settlement of $50,000 is required for funding.
- Your attorney’s co-operation is a must. Without it, we cannot fund your case.
To see if you are eligible, please fill out an application online or over the phone at (888) 711-3599.
Baker Street Funding understands the financial pressures victims go through during litigation and do its best to provide cost-friendly solutions. We are committed to offering quick financing for plaintiffs involved in most personal injury, employment, and civil rights claims. If you don’t see your case type below, please call us at (888) 711-3599 to see how we can help you. See some of the cases we primarily fund:
- Assault and battery
- Asbestos
- Carbon monoxide poisoning
- Chemical fire accidents
- Cruise ship accidents
- Electrical accidents
- Expected/intended harm
- Hospital negligence
- Libel and defamation suits
- Nursing home negligence
- Negligent security
- Medical malpractice
- Mesothelioma
- Misdiagnosis
- Product liability
- Premises liability
- Roundup lawsuits
- Slip and fall
- Sports Injuries
- Subway accidents
- Sexual abuse of any kind
- Surgical error
- Swimming pool accidents
- Toxic mold
- Veteran Affairs Military Lawsuits
- Wet pavements
- Wrongful death
Motor vehicle and car accident loans
- Ambulance accidents
- Aviation accidents
- Bicycle accidents
- Boating accidents
- Bus accidents
- Commercial vehicle accidents
- Fire truck accidents
- Forklift accidents
- Hit and Runs
- Head-on accidents
- Helicopter accidents
- Limousine accidents
- Motorcycle accidents
- Multiple-vehicle Accidents
- Pedestrian accident
- Police car accidents
- Parking lot accidents
- Racing car accidents
- Rear-end accident claims
- RV accidents
- Semi-truck 18 wheeler accidents
- Side-impacts
- Taxicab accidents
- Uber, Lyft accidents
- Train accidents
- Work-related accidents
Civil rights pre-settlement funding
Employment and labor lawsuit funding
- Construction accidents
- Employment discrimination
- FELA
- Jones Act
- Sexual harassment
- Wage law violation
- Wrongful termination
- Patent Litigation Funding
- Securities and Shareholder
- Qui Tam Whistle Blower
- International Arbitration
- Commercial Litigation
- Monetization
- Competition and Anti Trust
- DIP Chapter 11 Bankruptcy
- Veteran Affairs Settlements
- All settled mass torts
Baker Street Funding funds in most states of North America depending on state law, the states we fund are as follows:
Alabama, Alaska, California, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Louisiana, Maine, Massachusetts, Michigan, Mississippi, Missouri, Minnesota, Montana, Nebraska, New Hampshire, New York, New Jersey, North Carolina, North Dakota, Ohio, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Texas, Utah, Virginia, Washington, Wisconsin, Wyoming.
In the following states, we require a minimum amount of funding:
- We currently fund Colorado at a minimum of $75,000. Case value must be at least $750,000+.
- We currently fund North Carolina at a minimum of $25,000. Case value must be at least $250,000+.